It has been over 20 years since I could walk into a department store and open up a line of credit. At that time I didn't know that much about credit. All I knew was that stores would give you a card with a lil $300 limit and you could pay it off at about $25 a month if you chose to. If you didn't pay them they couldn't take you to jail for it, but little did I know, I would indeed pay for not taking these cards and my credit very seriously.
At this point in my life I have never had a new car, although I have had a auto loan. And I've also never owned a home. These are two things that I would like to do. So I've decided to get my credit cleaned up and share my step by step journey in a fun and personal way.
Most of my entries in this blog will be video entries. I hope I can help other people who are in my situation to buckle down and build their credit score up.
